Your investments should work together to help you reach your financial goals. You have access to many investment products and services. Here are some we offer to help you build your plan for the future and for now.

Advisory Services

Our Advisory Services can help you save time managing investments. Find out how we can offer financial guidance and help you keep up with the markets. Our programs allow flexibility in how much your professional portfolio manager does for you or with you.

Retirement Planning

Creating a plan can help you stay focused, plan for challenges, and make choices that work for you. Find out how to create and manage your retirement plan. We’ll look at your whole picture. Together, we’ll prioritize your goals for the future and map out a financial course to help you achieve them.

Business Services

Your company is one of your most important assets. It’s the product of your hard work. We can offer your business a variety of customized products and services, from employee benefit plans, lending, insurance and help with succession planning.

Estate Planning Strategies

Everyone could use an estate plan. It’s not about what you own – but putting you in control. Estate planning strategies can often be fairly simple with professional help. Sometimes it’s more complex. Make an appointment with us to talk about your estate planning goals.

Insurance Planning

Insurance can play a key role in helping preserve your assets and achieve your financial goals. Plan to help protect all aspects of your financial life: family, business, retirement, and legacy. Consider how insurance can help protect the people and causes you care about the most.

Individual Retirement Accounts

Find out ideas on how we can help you reach your retirement goals with an IRA. Even if you already contribute to a 401(k) or another qualified employer-sponsored retirement plan (QRP), you should consider investing in an IRA. It can help supplement those savings and give you access to a wider range of investments.

401(k) Distribution Options

If you’re changing jobs or retiring, you’ll need to decide what to do with assets in your 401(k) or other qualified employer-sponsored retirement plan. These savings can represent a significant portion of your retirement income, so it’s important you carefully evaluate all of the options.

College Savings Plans

Saving up to pay for your child’s college education doesn’t have to interfere with your retirement goals. 529 plans and trust funds are designed to help parents and grandparents save for a child’s education. Planning for retirement, managing your investment portfolio, and funding a college education is a balancing act. The trick is to plan ahead.

Securities Based Lending

The Wells Fargo Bank Priority Credit Line, offered by Wells Fargo Bank, N .A . in partnership with Wells Fargo Advisors Financial Network, is a line of credit backed by the value of eligible account assets at Wells Fargo Advisors Financial Network. Designed to help you meet personal or business cash-flow needs, it offers an alternative to selling securities, so you can avoid an untimely asset sale and defer any resulting capital gains taxes.

Mortgage Lending

Mortgage financing is available through Wells Fargo Home Mortgage and its teams of local and centralized home mortgage consultants and Private Mortgage Bankers. Financing is available for primary homes, second homes, and investment properties.

Custom Lending

To help increase liquidity, manage wealth planning goals, improve tax efficiency, enable life-enhancing purchase, and maintain portfolio diversification, our credit specialists can provide custom solutions available through Wells Fargo Bank, N.A. Custom lending strategies can be based on a variety of collateral types with flexible terms tailored to match a client’s timing or cash flow needs. Our offering includes:

• Liquid secured financing
• Semi-liquid and custom illiquid securities financing
• Complex investor real estate term loans and lines
• Life insurance premium financing
• Alternative assets secured credit
• Employee stock ownership plan (ESOP) monetization loan
• Fine Art secured lending
• Aircraft financing

All investing involves risk, including the possible loss of principal.

Advisory programs are not appropriate for all investors. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services. There are minimum account size requirements for these programs.

Please consider the investment objectives, risks, charges and expenses carefully before investing in a 529 savings plan. The official statement, which contains this and other information, can be obtained by calling your financial advisor. Read it carefully before you invest.

Wells Fargo Advisors Financial Network and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.